Tag Archives: balance

Transform Your Life

When you think about your work, your life, your family, did you Crush It? Or did you spend all your time at the office while relationships, family and your health suffered. Are you going to find out toward the end of your life that you should have taken that running or exercise a little more seriously and the threat imposed by stress has now trapped you and has impacted you with serious health problems. Sure you have a lot of money. Here’s the question. If you don’t have loved ones around to enjoy it with, or your health has diminished so much (from lack of balance) you will spend your remaining life uncomfortable, visiting doctors or hooked up to machines. What was the point?

You need balance. Move to Boulder and buy Boulder Real Estate. Balance yourself with thriving in Boulder, Colorado. Move, thrive and love. Boulder can give you a sustainable health, vitality and a life you love!

Decide. What happened in the past does not matter. Start now. When is Now a good time? Start walking outdoors or on a treadmill or take a yoga class or get your heart rate up in a low impact kickboxing class. Hey we all started out as beginners at one time or another in our exercise regime. I myself was 40 pounds heavier until I found my niche exercise; Muay Thai Kickboxing (contact optional). Within 6 months I had dropped 40 pounds. Yikes!

Here are some of the accolades Boulder has received in the last year. Boulder was selected as the happiest and healthiest city in the United States. Medical marijuana you say? No. We workout. We get the blood flowing. We are the cyclists, the runners, the hikers, the chanters, the meditators, the Guruji followers, the climbers the skiers, the boarders, the snowshoers, the parachutists, the pilots, the chefs, the entrepreneurs, the CEO’s, the moms, the dads, the kids and the people of Boulder. We know the benefits of working out on a regular basis and how it enhances our longevity and our happiness.

Boulder has also been selected as #1 Best Cities to Raise an Outdoor Kid. Forbes named Boulder as one of America’s Top 25 Towns to Live Well. While my children were born in Boulder, Colorado they are scattered throughout the U.S. They love to coming back to Boulder, to see the Star on Flagstaff Mountain during the holidays and to enjoy all that Boulder has to offer. Both my children are balanced, eat well, work with inspiration and workout. They know the benefits as I have modeled that behavior most of my life.

Why buy Boulder real estate? Because you want to have a wake-up call to your life or get out of your rut. Even our storms and cold weather don’t last that long. -17 one day gives in to a beautiful 50 degree day in February. Imagine buying Boulder real estate and actually living here, moving your family to the best place in America to call home. You will jump out of bed in the morning with a smile on your face. I guarantee it.

If you have questions regarding this article or have any questions about Boulder or would like information about Boulder Luxury Real Estate check out my website. You may also call or TEXT me 303-359-6627 or e-mail Michael Hughes at Fuller Sotheby’s International Realty in Boulder, CO.

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Filed under 2011, Be Happy, Boulder Sotheby's, Happy, Sotheby's International Realty, Thrive

Boulder Balance


Bill Dan Rocks in Balance-San Francisco

Ever feel like you are walking a fragile tightrope with all your life’s activities and demands?

In today’s fast paced society, it is very difficult at times to keep life in balance and perspective.  Life balance is about helping you find your priorities.  This will help you experience less anxiety because when you find your priorities you aren’t being pulled in so many different directions.

Spiritual/Philosophical

Family

Friends

Fitness

Nutrition

Career

Leisure Pursuits

Diversions

Are there any additional categories you would like to add? What are your priorities? Why? What do you think about? Is it positive or negative self-talk?

Have an awesome week!

If you have questions regarding this article or are thinking you will Buy A Home In Boulder please call me 303-359-6627 or e-mail Michael Hughes at Fuller Sotheby’s International Realty in Boulder, CO. Featured Listings

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Filed under buy a home in Boulder, fitness, relocating to boulder, Uncategorized

New Credit Card Laws Go Into Effect February 22, 2010

New Credit Card Laws Go Into Effect February 22, 2010

By Michael Hughes December 7, 2009

“He that goes a-borrowing, goes a-sorrowing.” –Benjamin Franklin

Why it’s important: A new federal credit card goes into effect February 22, 2010.  The new law will tilt the playing field toward consumers by removing some of the credit card industry’s most profitable and punishing practices. Consumer advocates favor it. Of course Credit Card issuers warn it will drive up the price of and limit the availability of credit cards at a time when the country needs more spending to stimulate the economy.  Bologna!  Credit card companies.  You remember them right?  They are tied to the largest banks in the country.  Remember the ones who got the “bail outs” and are now experiencing soaring profits and overly zealous bonuses.  Don’t get me wrong.  There is nothing wrong with profit.  I just want the money back that the banks, insurance companies and automakers, borrowed during the bail out.  BOA recently said it would pay back $45B of bailout money, putting pressure on other banks to step up. While some banks have paid back their money (~$4B) most banks, insurance companies and automakers have not.   Play fair,   with Credit Cards,  pay “US” back what you owe us and I will consider that a good start.  In the meantime, expect those little notices to trickle down to consumers in the mail, with increasing interest rates.  As much as 28 percent and more.  One way to overcome this is to pay down your credit cards and keep them paid off every month if possible. If you don’t have the money, don’t spend it. Simple!

In the future interest rate hikes will be limited, such as when a promo rate ends or if a late payment is made.  No more Universal Default-in other words no more raising interest rates when cc companies see payment records from utility companies and other unrelated creditors.  No more random changes in due dates without notice, increasing the likelihood of late fees.  Highest interest rate balances paid first.  It has been the opposite up until now.  Limits on overlimit fees.   No more double-cycling billing.  Therefore if you pay off your credit card every month the credit card company can not go back to a previous billing cycle to charge you interest.  Upfront fees for people with bad credit cannot exceed 25 percent. Also credit card issuers are instituting a new rule on points, cash back and frequent flyer miles.  If you  don’t  pay your card off every month you can pretty much kiss those goodbye. And last but not least credit card issuers must disclose to cardholders the consequences of making only minimum payments each month.  Namely that it will take you well beyond  a Millenium and the Mayan Calendar to pay this balance off if you just make minimum payments.  Keep debt minimal especially when applying for a mortgage. The additional debt can add up and cause problems for the underwriter of the mortgage. Call me with questions.

Contact me today if you or anyone you know in Boulder or the surrounding area needs real estate help or for just a quick question
e-Mail michael.hughes@sothebysrealty.com Direct 303-359-6627 Website: www.bolderrealestate.com

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Filed under credit cards, Fuller Sothebys International Realty, lower living costs, real estate, Tax Credit